A BOP bundles the essential coverages a small business needs - property, general liability, and business interruption - into one affordable, convenient package. It protects your building, equipment, and operations while covering accidents, lawsuits, and lost income after a covered claim.

A GL policy protects your business from third-party claims for bodily injury, property damage, and personal or advertising injury that occur during normal operations. It’s the foundational coverage most businesses need to safeguard against accidents, lawsuits and unexpected liability exposures.

Provides medical care adn wage benefits to employees who are injured or become ill because of their job, and it’s required for most businesses with employees. It protects both the worker and the employer by covering treatment costs and lost income after a work-related incident.

Protects a business when a client claims you made a mistake, gave bad advice, or failed to deliver professional services as expected. It covers negligence, errors, omissions, and the legal costs that come with defending those claims, which general liability does not cover.

Protects a business from the financial fallout of data breaches, cyberattacks, and hacked systems, covering costs like forensic investigation, legal fees, data restoration, and customer notification.

Provides an extra layer of liability protection above your general liability, commercial auto, and workers’ compensation policies. It kicks in when a major claim exceeds your underlying limits, helping safeguard your business from large, unexpected lawsuits or catastrophic losses.

Coverage that protects your building, equipment, inventory, and other physical assets from losses caused by events like fire, theft, storms, or vandalism. It helps your business recover quickly by covering the cost to repair or replace damaged property and keep operations moving.

Coverage that protects tools, equipment, and movable property that travels from job to job or don’t stay at a fixed location. It covers items while they’re in transit, on a worksite, or temporarily stored - filling the gaps that standard property policies don’t cover. *Including in a BOP

Protects a business from financial impact of losing an essential owner or employee.

Life Insurance to ensure a smooth, financially secure transfer of ownership if a business partner dies or becomes disabled.